Monthly Archives: February 2014

Humidifier PhotoBenefits of a Humidifier

It’s wintertime and if you haven’t noticed, the air in our environments is very dry.  Dry air can lead to many problems, including dry itchy skin on humans and pets, dry hair and scalp, dry nasal passages, potential for static electricity and drying out of the wood in our furniture.  Fortunately there is a solution.  You can add moisture to your air at home or in your office via a humidifier.

Relative humidity is a measure of the moisture in the air.  At a given temperature, it is the amount of moisture in the air vs. the maximum it could hold.  Typically relative humidity of 40% or higher will minimize the conditions noted above.  Without a humidifier in your home, humidity can drop very low down into the 20’s or lower.  Lower relative humidity will contribute to your feeling colder than you should because the dry air is causing moisture to evaporate off your skin creating a colder feeling.

There are a variety of humidifiers and they come in a variety of sizes.  I’ve had one for many years and it holds about 6 gallons of water.  On dry days, it adds all 6 gallons into the air, and maintains our home at around 40% relative humidity.

It is very important to control the humidity so that you are not adding too much moisture into your home.  If there is a cold surface, the excess moisture could condense on that surface and eventually cause mold.  This is most likely to occur in your attic, so be aware, and control the moisture getting into your attic by the location and placement of the humidifier and having a barrier that insulates the living area from the attic.

To assist you in choosing a humidifier, run a Google search and ask “how to choose the right humidifier for my home” and you will come up with many valuable pages of information for choosing what is right for you.  Here is one from Home Depot to get you started: Select the Right humidifier

Once you’ve chosen the humidifier that is right for your circumstances, get it set-up and running as soon as possible.  You will feel the difference in a very short time.

Roland Crop 2011 jpeg (1)About the author: Roland Spadafora is one of the Broker Owners at RE/MAX Legacy.  He can be contacted through his website at www.spadaforateam.com


                      The 10 Commandments for the New Home Buyer

1.      Thou shall not go house hunting before talking to a real estate agent about the purchase process.
It is recommended you contact at least 2 agents and ask them about the buying process. What are the steps to buying a house? Get familiar with the time frame needed and the documents. Get familiar with the agent; see if you would like to work with them.  Check on their availability full time, part-time, nights, mornings, weekends. Home buying is a long relationship that can be very frustrating if you don’t like your agent.

2.      Thou shall not go house hunting before talking to a mortgage broker.tencommands
Banks are very demanding. Ask your mortgage broker what are the latest requirements from the banks. W2, 2 months bank statement, pay stubs, verifiable income and more. Make sure you have your required deposit available in your bank account. All deposits in your bank account should be verifiable including reserves.

3.       Thou shall not go house hunting before hiring a buyer agent.
Your buyer specialist is a top professional who is devoted to working with you. He/she can represent you, the buyer, on negotiations for any property marketed. They are surrounded by a team of professionals and they can help you choose a home inspector, mortgage broker, lawyer etc.

4.      Thou shall not go house hunting before having a preapproval.
Your preapproval letter says everything about your purchase power and your financial credibility. Your preapproval will avoid frustrations and surprises. Make sure you are comfortable with the amount you are approved for. If the amount is too high, ask your mortgage broker to reassess and help you find a comfortable zone.

5.       Thou shall not buy the first house you visit.
It is a great idea to go visit neighborhoods and visit a couple of open houses. You will know what you like and what you don’t like, and you will start to know the prices. You will be able to familiarize yourself with floor plans and possibilities. It is most probably your biggest investment in life and you do not want to be committed to something that would not suit your life style. Moving is expensive and not worth the frustration and aggravation of living in a house you don’t like.

6.       Thou shall not fall in love with the Pottery Barn House.
Furniture and decorations are not part of the deal, unless you ask the seller to leave their personal belongings.  Love the neighborhood first, you cannot modify it. Love your floor plan and the rest of the house. You can always update the kitchen, the bathroom and buy the furniture you like.

7.       Thou shall not submit an offer until you have done your homework with your agent.
Have your agent pull out at least 3 comparables SOLD in the neighborhood.  Ask about the taxes, water bill, electric, heating bill and insurance. High heating bills can be a sign of bad insulation or windows that are not energy efficient. Don’t forget the landscaping and snow removal. They can be a hefty bill if you are hiring a professional.  You should be comfortable with all the expenses.

8.      Thou shall not be your own home inspector.
Home inspection is an important step in the home purchase. It gives you the chance of knowing more about the property.  It is your only chance to back out if you have not seen the structural damage, termites, or any other major problem that could compromise your ability to purchase the home. Do your homework, review the seller’s disclosure and always get a professional opinion for major issues.   Ask your buyer’s agent to renegotiate your deal only  if you found major issues not accounted for in the seller’s report. Don’t nickel and dime the seller.

9.       Thou shall not be your own attorney.
Attorneys will represent you on the transaction. They will review your Purchase and Sales Agreement, review title, draft your deed and attend your closing. You can use your bank’s attorney or hire an attorney to represent you.  Make sure you know who the bank’s attorney is ahead of time and consult with them.  Ask your attorney about representation, availability and any extra fees. If you are not comfortable with the process or the attorney, know that you have a choice. Ask your Buyer’s agent or mortgage broker to recommend another attorney.

10.  Thou shall not skip the walkthrough and the closing.
Your last steps are crucial. Make sure your agent schedules a walkthrough before the closing. Have a checklist of items that you had negotiated to be repaired. Check that the house is in broom sweep condition, no trash left in the yard, nothing in the attic and basement.  Run the water and flush the toilets, make sure you have no clogged sinks and plumbing.  Check for major damages left behind from the movers. Verify oil gauge before paying the seller the outstanding balance of oil. Go to the closing and verify that you have received any manuals the sellers have, warranties, keys and remote controls.  Any problems talk to your agent and your attorney.  Have a great move.

JanineAbout the author: Janine Elkhoury is a Realtor at RE/MAX Legacy. If you are looking for a committed, professional agent to talk to you about the HOME BUYING PROCESS please don’t hesitate to contact Janine for a FREE CONSULTATION. Janine Elkhoury 781.223.8338 or visit her website www.bostonrelocationagent.com


Category: Home Buying

Sarah_Ferguson_Joins_RE_MAX_Legacy_

RE/MAX Legacy in Woburn, MA
adds Sarah Ferguson to its dynamic sales team

REALTOR joined because of Legacy’s support and emphasis on education

Woburn, MA – February 18, 2014 RE/MAX Legacy, located at 65 Pleasant Street, is pleased to welcome 6 year real estate expert Sarah Ferguson to growing sales team.   “I am excited to be part of this fantastic and fun team,” said Ferguson “My move to RE/MAX Legacy will be a significant benefit to my clients  because of support and resources that are offered.”

“We are excited about Sarah joining our growing company,” said Roland Spadafora, one of the owners of RE/MAX Legacy,” “Her enthusiasm, personality and experience spell out a formula for success and we are proud to have Sarah as part of our family.”

Sarah has lived in the Woburn/Burlington area for more than a decade and has an extensive knowledge of the local real estate market.  She has a true passion for real estate and whether you are a first time home buyer or a luxury home seller, Sarah approaches each transaction with excitement and energy, regardless of price.  As a full time realtor, YOU are Sarah’s first priority. Her goal when working with both buyers and sellers is to make the process fun and stress-free.

Sarah currently resides in Burlington with her husband and two daughters whom she adores. She enjoys spending her free time helping out in their classrooms at Burlington Public schools and is also very involved in the community.  You can contact Sarah through her personal website www.sarahfergusonre.com

About RE/MAX Legacy

Located in Woburn, RE/MAX Legacy is among the fastest growing real estate companies in Woburn and is your local leader in marketing and technology.  They are committed to providing their clients with the most positive real estate experience. RE/MAX Legacy’s expert agents, cutting edge tools and outstanding resources ensures a smooth transaction from start to finish.
RE/MAX Legacy is at the intersection of Pleasant and N. Warren Ave with easy street parking. The office is home to 9 professional real estate agents. Specializing in homes sales and leasing for both sellers and buyers in Woburn and surrounding northern suburbs, RE/MAX Legacy is committed to building personal relationships with customers.  The agency’s website www.legacyMA.com has a database of available properties as well as helpful information for all your real estate needs.

 


Category: Events

Kids and Cell Phones

DaMore blog Iphone skiingAt what age do you let your kids have a cell phone?

This past Spring I gave my son Dylan my old iPhone.  Dylan turned 10 in December of 2013.  My thoughts on it were  “he is becoming independent and I need to get in touch with him if there is a problem”.  The main reason for giving him my old cell phone was that we ski at Killington on the weekends and I wanted to be able to track him and call him if he is not back at a certain time. His ski group ends at 3:00 PM. This particular day it was 3:15 PM he was not back so I called and texted him on his phone.  I got no response.  At 3:30 PM he came skiing down, and I said to him “I have been calling you, why did you not come back with your group?” Dylan said, “I know you were calling and I didn’t want to pick it up because you would just tell me to come back.  So I just kept skiing.”  Now I’m thinking to myself then “Why did I give him this iPhone?”   I explained to him that I needed to know where he was so his Mom and I don’t worry.

The next few weeks he was better with the communication using the phone.  This past weekend he had a competition at Mt. Snow. He had his cell phone so that we could find him if we needed too.  At the end of the day I got a call from him crying, he gave me his location and I went to get him.  He was with a medic and was able to call me so I could get to him quickly.  He ended up with a fractured collarbone.  In this moment I was happy that I made the decision to give him a cell phone.  I got to him in minutes instead of hours, and that is a big deal to both of us.  He is fine now and I’m glad he had the phone with him.

What age would you get your kids a phone?

Fred Damore headshot photoAbout the Author:  Fred DaMore is a Mortgage Specialist at Ross Mortgage. You can contact him at fred.damore@rossmortgageco.com


Category: Family

Patricia_Lovett_Joins_RE_MAX_Legacy_

Seasoned Real Estate Agent Joins
RE/MAX Legacy in Woburn, MA

REALTOR Swayed by RE/MAX’s
Cutting Edge Technology and Support

Woburn, MA – February 5, 2014 RE/MAX Legacy, located at 65 Pleasant Street, is pleased to welcome 14 year real estate expert Patricia Lovett to its dynamic sales team. Lovett produced over $10 million in sales the past couple of years while working at a local real estate firm in Woburn, MA and has joined RE/MAX Legacy as a new Sales Associate.  Lovett was recently recruited to join the RE/MAX Legacy team by Broker/Owners Anthony Giglio, Roland Spadafora and Gale Spadafora.  Lovett is excited to be a RE/MAX Associate because of the brand’s global recognition and the advanced technology RE/MAX offers to their Agents.

“I am very excited to join RE/MAX Legacy,” said Lovett. “By aligning myself with the #1 real estate brand in the world, I will be able to provide superior service to my clients.”  “I’m extremely excited about the cutting edge technology, abundant education and superior support that I will have at my fingertips.”

“We are all thrilled that Patricia has joined the RE/MAX Legacy family,” said Anthony Giglio. “She brings a passion for real estate and is well respected in the real estate industry.”  “She is a great addition to the office and we look forward to working alongside her for years to come.”

Patricia grew up as an army brat and has moved all around the country but has been residing in Woburn for the past 28 years. Finding a home in Woburn to raise her own family was extremely important and the main reason she became a Realtor.  Patricia is interested in establishing relationships with her clients that last long after the sale. Her clients benefit from her strong work ethic, excellent knowledge of the area, savvy business sense, and high priority for excellent customer service. In her spare time, Patricia enjoys spending time with her family, friends and her dog Sable.   Patricia can be contacted through her personal website www.pattylovett.com.


About RE/MAX Legacy

Located in Woburn, RE/MAX Legacy is among the fastest growing real estate companies in Woburn and is a local leader in marketing and technology.  They are committed to providing their clients with the most positive real estate experience. RE/MAX Legacy’s expert agents, cutting edge tools and outstanding resources ensures a smooth transaction from start to finish.

RE/MAX Legacy is located at the intersection of Pleasant and N. Warren Ave with easy street parking. The office is home to 9 professional real estate agents and specializes in homes sales and leasing for both sellers and buyers in Woburn and surrounding northern suburbs.  RE/MAX Legacy is committed to building personal relationships with customers.  The agency’s website www.legacyMA.com has a database of available properties as well as helpful information for all your real estate needs.


Category: Uncategorized
I’m a DIY (Do-It-Yourself) kind of guy so when I noticed that some mystery creature tunneled its way into my basement I was kind of excited to find, trap and remove the unwelcomed visitor.  I took my time putting my plan into action until I found out that this critter brought some of his friends with him.  (It’s not fun trying to do your laundry when 3 mystery creatures are darting across the back of your basement)

I finally went into attack mode and purchased a small animal trap. (Don’t worry its the kind that traps them alive so you can relocate them to a different area)  I then began baiting it with peanut butter thinking I was dealing with chipmunks, however after a week, my trap yielded no chipmunks and even worse my peanut butter was untouched.

2014-02-02 14.59.29I decided to go into CSI mode and do a little investigation to see if I could identify the creature first then find the appropriate enticement for them.  After some easy detective work, I found some droppings of the creature, snapped a picture and then went to google for the answer. According to my poop analysis, the mystery creatures are squirrels!

2014-02-04 08.54.58
Further evaluation found that they had eaten all the grass seed in the basement so I knew they must be craving more! I purchased some grass seed and reset the trap and now we wait…

Stay tuned for part 2 of this post where we will celebrate my victory and relocate these grass-seed loving buggers to their new earthly home.

ant5 (1)About the author: Anthony Giglio is one of the broker owners of RE/MAX Legacy and loves fixing household problems including removing unwanted animals from his basement. You can learn more about him on his website www.myhomeMA.com


Category: DIY, Home and Garden