Monthly Archives: April 2015

Image result for buyer agent stock photoSure, you can search for your new home by yourself. But why, when working with a buyer’s agent is easier, faster and a lot more fun, and it is more likely to result in your finding a new home.   An experienced RE/MAX buyer agent can show you more suitable homes, offer you valuable advice and can easily navigate you through the entire process. This is also how you can save time.

As a buyer you need representation, and that is best accomplished with a buyer agent contract.

Locally there is only one Multiple Listing Service (MLSPIN). So regardless if you have two or three agents looking on your behalf, they still get their information from MLS.  Zillow and Trulia are good sites to be visiting as you look for your home, but their information is going to be delayed and not as timely as the information that your agent could provide.  Having several agents looking on your behalf seems like a smart idea, but does not work. As a buyer, select an agent for a short period of time, perhaps two weeks and sign with them. If you’ve chosen the right agent, you should experience a relationship that thrives on communication, knowledge and loyalty. By working exclusively with one agent you should improve the results.

The days of submitting your offer with the listing agent is a past practice and not the best approach today.  Do you really think that you will prevail without representation?  Or will you get a better deal by handing your offer to the listing agent?  The listing agent works for the seller. So if he or she is negotiating your offer chances are it will not be in your favor. Unless you are a Real Estate attorney, you need a strong buyer’s agent.

Think of it as dating compared to a relationship, where chemistry is important but so are credentials.

Patty 2About the author: Patty Lovett is a Realtor at RE/MAX Legacy and part of the Alliance Home Team. She works with both Buyers and Sellers. You can contact her directly on her website at www.pattylovett.com


Category: Home Building

Heat loan Gale photoMassachusetts has a loan program available to assist with energy efficiency improvements.  The Mass Save® Residential HEAT Loan Program provides interest free loans for up to seven years and a maximum of $25,000 for Massachusetts residential homes and rental properties.  The program is funded by the following program administrators who buy down the interest on the HEAT Loan making it 0% interest to the customer:  National Grid, Eversource, Columbia Gas of Massachusetts, Unitil (MA), Liberty Utilities, and Cape Light Compact.

Call Mass Save® at (866) 527-7283 to schedule a no-cost Home Energy Assessment or work with a participating Home Performance Contractor.  They will review the results of your assessment and let you know which improvements would be eligible for the special financing.

Go to http://www.masssave.com/residential/offers/heat-loan-program for a list of improvements that might be available to you. Type in your Zip Code and Source of Heat to get the promotions available.  The following are typical of the improvements you may qualify for:

  • Attic, Wall, and Basement Insulation
  • High Efficiency Heating Systems
  • Central Air Conditioning/ Air Source Heat Pumps
  • Ductless Mini Split Heat Pumps
  • High Efficiency Domestic Hot Water Systems
  • Solar Hot Water Systems
  • 7-Day Digital & Wi Fi Thermostats
  • ENERGY STAR® Qualified Replacement Windows

For a limited time only, take advantage of the expanded HEAT Loan offerings funded by the Massachusetts Department of Energy Resources:

  • NEW: High Efficiency Wood Pellet Boilers
  • NEW: Deeper Energy Savings
  • NEW: Expanded 2-4 Family Loan
  • NEW: Grants to Remove Asbestos, Upgrade Knob & Tube Wiring

 

Once you have your Assessment done you are ready to contact a Participating Lender. The list of Participating Lenders can be found at http://www.masssave.com/~/media/Files/Residential/Information-and-Edu-Docs/HeatLoanLenderList.pdf  Look for your service area to find a lender. There is also information about the maximum loan available at each lender and whether the loan is secured or unsecured.

Business customers, including non-profits and multi-family complexes with five or more dwelling units also have the opportunity to apply for interest-free loans up to $100,000 with terms up to seven years.

The HEAT Loan Program is definitely something that every Massachusetts resident should explore.  For more information go to the Mass Save® website at http://www.masssave.com/

Gale Crop 2011 jpegAbout the Author – Gale Spadafora is passionate about the environment and promoting Green initiatives.  She is one of the Broker Owners at RE/MAX Legacy and can be contacted through her website at www.galespadafora.com